Free Travel Miles from Your Credit Card

Credits cards are very convenience for everyday purchase usage. This makes lots of people in United States to get the services offered by credit cards, as it’s also offers more security, flexibility and manageability.

People don’t have to walk down the streets carrying lots of cash when they go to an appliances store to buy things that cost thousands of dollars. They just have to bring along their credit cards.

By proper management of credit cards finances, people can buy the necessary things they need now and pay off the balance in installment in the short term. But of course, there will be some interest charged in financing their purchases.

As the users of credit cards increase, credit cards companies now offers reward points in the form of air travel miles. When a card user makes regular purchases, an equivalent point in the form of air travel mile is awarded for every dollar spent. Awarding of points may vary depending on the items they buy, the special features of their credit cards.

The air travel mile points accumulated over credit use doesn’t necessarily equal to the actual miles require to make the travel. Usually depends on the destination, the card company offering the travel programs and the airline companies that the credit card companies are working with. People can obtain this information from the credit card company’s hotline numbers, their consumer websites or from their promotional brochures sent to their customers.

By opts to redeem the accumulated points into travel miles, a frequent traveler can benefit lot from the usage of his credit card. They can redeem their points for travel promotions of their card companies or use those air travel mile in a planned vacation in the future.

The credit card holders just need to monitor their accumulated points in order to determine how many more points they will need in order to get the vacation they’ve planned or even they can use the points as an additional help in purchasing tickets for sudden travel plans.

Using Credit Card on the Internet

credit cards

It’s very common using credit cards on the internet, as today’s technology and E-commerce makes it so practical for consumers and online business alike to use credit cards on their transactions. It’s favored by both parties, the consumers and the seller.

For some people who are not so familiar with shopping on the internet using their credit cards, there are some pros and cons that make them proficient with, before considering using their credit card in the internet for transaction.

As a buyer and owner of the account, there are pros and cons in using credit card on the internet:

• Because it’s online, you don't have to wait on a queue in purchasing anything in the internet with credit card. But on the other hand, you might get ripped off since you don't know the seller.
  
  
• Shopping in the internet with credit card gives consumers a wider selection of products with low prices. But in contrast, shopping in the internet would not give consumers a chance to examine the product they buy more thoroughly.
  
  
• Using credit card online gives consumers the advantage of purchasing products anywhere in the world. However, some sellers may not be trustworthy enough to really deliver what you bought.

• The 24 hours a day shops could be provided for consumers when they are using the internet for shopping. But also, 24 hours a day somebody out there could just be lurking waiting for you to key in your credit card number for him or her to use.
  

And as a businessman using the internet to sell products and services, there are pros and cons by using credit card on the internet:

• By using internet to sell to consumers that use credit cards to buy, the company’s market sales would increase. But, to equip these internet transactions, the seller has to purchase hardware and software to support these transactions that would cost them a large amount of money. Plus the cost of regular maintenance that would be required to ensure that all internet transactions happen smoothly.
  
  
• Because consumers using credit cards through the internet, the company would be able to expand their sales globally. But on the other hand, the seller must make sure that the stocks available are enough to supply the global market when the demand suddenly spikes.
  
  
• The large numbers of consumers using their credit cards online make the company’s profits increasing smoothly. But this entails also keeping up with the competition since there a lot of other companies competing to get the most out of the credit card phenomenon.